Your roadmap to financial freedom.

What does financial freedom  look like to you ?

Paying your bills on time, saving for your dream home, and investing for your future -with the least amount of effort.

Have more time and freedom. Making your money work for you.

Spending on things you love without thinking twice (or feeling guilty).

Hi, I’m Nischa.

A chartered accountant and former investment banker.

After spending 10 years around “industry experts”,

I grew tired of seeing how most money advice is overcomplicated, full of jargon, and irrelevant.

I’ve made it my mission to help people take control of their finances, and ultimately, their lives by providing easy, actionable steps - without the BS.

Taking control of your money can completely transform your life.

But then why doesn’t everyone do it?

Recognize any of these…

“i’m always STRESSED, I don’t know where to start”

Most people don’t know where to start when it comes to managing their money.

“What should I track and what should I ignore?”

“I want to buy this but is it a good financial decision?”

“All my friends are investing and I want to know what I’m missing out on. There are so many investment options, what do I choose?”

“Here comes another debt payment. When will this be over with?”

“I’m out with friends for dinner but keep worrying about how much the bill is going to come to. This is far from enjoyable.”

It’s not about HOW MUCH money you have, it’s about how you MANAGE what you have.

“It's time-consuming and expensive ”

“There's so much advice out there - how do I know where to begin?”

Chances are you probably have tried to do this on your own. You’ve read the books, watched the YouTube videos (!) scrolled through Instagram – all filled with "finance gurus" who seem to have all the answers, but who should you listen to?

Do you REALLY want to live on a penny-by-penny budget? Or feel like you need to refrain from buying what you want?

Even more so, how do you know whom to trust? How do you know the advice isn't going to drain your hard-earned money?

It's either pay someone thousands for good advice or do it yourself … which basically means do nothing and get nowhere.

“It's too late to feel good about money ”

"I should have done this years ago… there's no point trying now."

It’s not a lack of money. It’s not a lack of trying or desire. Nor time.

A good system will make the most of the now while planning for the future.

We all have these unwritten rules that dictate how we think and feel about money but

If we don’t get to grips with these rules you’ll never feel good about money, no matter how much you earn.

LETS REVERSE THE SCRIPT

What you really want is to…

1

Feel confident and in control of your money. And, have MORE money to spend on things you love (without needing to increase your income)

2

Have a time-saving money system that sends your money WHERE it needs to, WHEN it should.

Bills sorted, debt repaid. savings account topped up, investments being handled - all at once.

3

Invest for the future without feeling overwhelmed, confused and spending hours a week on it.

this is what happens when you change your approach

“My starting point with managing money was to work hard and keep every penny you can save under a pillow, so virtually no knowledge about managing money.

Through Money Simplified, I learned soooo much stuff I didn’t have a clue about, and now I feel I have a strong foundation and feel more self-confident about my future money management, and that things will be good with money, it’s not so scary, you just need a little bit of planning.”

-Marija

I was clueless about investing, ETFs, mutual funds, etc. I wanted to be taught as if I was 4 years of age and I got exactly that. Money Simplified helped me dissipate the fog surrounding finance. With simple but comprehensive explanations and examples, things become clear. Need I say more?

- Simon

This day 2 months ago I was feeling stressed and overwhelmed. I had no plan for my student loan repayment, no idea how I should be spending my money and what to do to get out of a paycheck-to-paycheck cycle.

Now, money has become a source of joy in my life. I’m following Nischa’s debt repayment plan with confidence, I know what I should be spending my money on and what I need to cut out to get to my goals.

- Umar

Let me invite you to Money Simplified

A 7-module program with no financial jargon or filler. Just simple-to-follow steps, that tell you exactly what you need to do and how.

What’s in the PROGRAM

and what do I get when I enrol?

Here's what you’ll learn in the 7-module (30+ lessons) program

Introduction:

a life of design

  • In this introductory segment, we learn how to use money to design a life that you love - whatever your income level. 

  • Expect fun exercises & playbooks to get a crystal clear vision of what a ‘good life’ looks like & feels like to you. And better yet, a detailed plan on how to get there (there’s no one-size-fits-all approach here).

  • Your findings from this segment shape the direction of the rest of the program

Block 1 : Purify

Module 1 & 2 :

THE BIG-WINS

  • Get the BIG WINS nailed down. NEVER overpay for a car, a home, or any loan again by understanding how credit scores work and 5 key things you can do to REALLY move the needle

  • Follow my clear repayment plan. You’ll know how and when all your loans will be paid off

Block 2 : Clarify

Module 3 & 4 :

The ultimate money makeover

  • Use my signature 5-step money makeover to do a complete revamp of your finances

  • Delve into the psychology of money-spending habits and discover how to pay yourself first (where & when)

  • Find hidden pockets of money you didn’t know existed

  • Plug in your ‘good life’ vision and let the Money Simplified Intentional Spending dashboard guide your spending - where you should be spending MORE and what you should be cutting out

Also included :

  • How to structure & set-up a system that runs on 24/7

  • Make sure your bills get paid on time, debt gets seen to, savings account gets topped up and ‘FUN’ spending doesn’t get missed.

  • By the end of this chapter your money stress will be cut in half

Block 3 : EXemplify

INVESTING INSIGHTS

Module 5 & 6 :

  • Navigate the world of investing, and feel in complete control…yes, even if you find investing daunting

  • GUARANTEE your investments will make money as we uncover how to outperform financial advisors

  • Learn how to NOT get caught out in HUGE fees

Module 7 :

build YOUR money- COMPOUNDING MACHINE

  • Create your compounding investment portfolio. Tailored based on your age, goals, and risk tolerance

  • I share the step-by-step roadmap, tools and resources to put your investments on auto-pilot so that your money works for you while going about your daily life

  • Learn how to adjust your portfolio as & when your wants and needs change

My parents immigrated to this country with BIG dreams.

My dad, ever the hopeful entrepreneur, and my mum, who stayed at home raising 3 kids, both had one dream: to see us become financially independent. They believed the surefire way to do this was to make sure we landed a stable job.

MY STORY

After entering the corporate world I learned that the numbers on your paycheck had NOTHING to do with financial security and zero correlation to how you feel about money. Despite working in FINANCE, money caused a lot of stress in my life. I was living paycheck-to-paycheck, and constantly dreading that end-of-month ‘low account balance’ alert.

Over the following 9 years that I spent around “industry experts” I immersed myself in everything money-related – qualifications, seminars, podcasts.

I slowly curated my own money principles…

.

live as IF IT’S YOUR last day, PLAN AS IF it’s your first

“I now have long-term goals and a strategy to achieve them”

I have created habits of regularly keeping track of my expenses, setting a realistic budget, and better handling my savings and investments. Now I have long-term goals and a strategy to achieve them.

- Polina K.


“I’m on track to pay off $25k debt by the end of the year”

I’m on track to pay off $25k debt by the end of the year. I’ve learned that It’s not too late to apply this knowledge. I’m making enormous progress with my finances and feel empowered.

- Andrew S.

“I’m aware of what is valuable to me and enjoy spending a bit more vs doing so mindlessly”

I feel equipped with the right tools and I'm a lot more aware of what is valuable to me and therefore where I enjoy spending a bit more Vs doing so mindlessly. I loved that the course was super digestible and easy to implement.

- Cecilia M.

WHAT OUR STUDENTS ARE SAYING…

All of the exercises, tactics, and data-backed tools you need to take control of your money are included and it’s advice from someone you can trust.

When I first started taking control of my finances

I wished I had someone to sit me down and tell me exactly what I needed to do and how to do it.

Someone who…..

…had achieved what I wanted to achieve, didn’t use jargon, and had made mistakes so that I wouldn’t have to.

…wouldn’t tell me to deprive myself in order to invest for my future.

…with a good reputation and qualifications – someone who knew what they were talking about and could explain the complicated, simply!

Someone who has already helped thousands and thousands of people….

900,000+

SOCIAL MEDIA FOLLOWERS

1000+

STUDENTS

150,000+

EMAIL FRIENDS

AS Seen On

Life Time Access

You will have lifetime access to Money Simplified.

Whenever you need a refresher, it will be here for you.

On-demand

Learn at your own pace. Binge-watch it over a weekend or over 6 weeks!

Once you enrol, you get instant access to all the lessons.

Life time updates

You will have access to all future updates to the program, including additional bonus content.

HOW MUCH DOES THIS COST?

MONEY SIMPLIFIED - BLACK FRIDAY OFFER

$497

 $299

Or 3x INstalments

$119

✔ All 7 core Modules and 30+ videos dedicated to helping you take control, learn how to invest, and achieve financial freedom including:

  • My signature 5 step-money makeover

  • How to improve your credit score and eliminate debt

  • Make your money work for you instead of against you

  • How to invest and what to invest in

  • Use your money to design a life you LOVE

✔Access to all additional tiers. Every time a new lesson is added you will have immediate access at no extra cost

✔Lifetime access to all course content to refer back to. As your goals and commitments change, there’ll always be insights you can benefit from along the way

✔ Handouts and playbooks that supplement the course. They breakdown the lessons and help you apply the learnings there and then

✔ A bunch of bonus content as you’ll see in the next section including:

Taking control: Money Mindset & Abundance lesson

My money management system: a look inside how I set up my finances

The Magic Custom Intentional Spending dashboard which will help you:

  1. Calculate how to pay yourself first and where that money should be going (based on your goals)

  2. Let you plug in your values to see what you need to cut out and where you should be spending

  3. FInd hidden pockets of money through the 24-hour test

EXCLUSIVE BONUSES

How to change your thinking from STRESSED to FEEL GREAT about Money

I will guide you in overcoming any restrictive beliefs about money that you may have been holding onto. So that you can get out of that mental rut and never feel stressed or worried about your finances again!

When you sign-up you’ll also get IMMEDIATE access to the following bonuses

ADVANCED: Inside look at my money system.

An inside look at how I set up my finances, who I use and how I did it as well as my top tips to replicate

The Magic Money Simplified Customised Spending Dashboard

A customised dashboard that guides you on where to spend, where to allocate your savings and what you should be doing to reach ‘financial freedom’’.

satisfaction guarantee & money back promise

If you’re not happy, neither am I!

We want this program to be a game-changer for you, if you DO put in the work. If you’ve completed the program and done the work and for any reason whatsoever aren’t 100% happy then send us an email and we’ll give you a full refund.

⏳ DOors open for

FAQs

  • The program is self-paced. It is designed as a 6 week program but you can binge-watch everything in one weekend if you wanted to!

  • Money Simplified is designed for ANY income level.

  • This is exclusive content that isn’t available anywhere else. I provide more advanced content organized in a clear roadmap with actionable steps and toolkits.

  • Sure, you can listen to a podcast, read a book, attempt a budget, ask your family & friends what to do, but the truth is, how often have you done this to find nothing has even changed?

    Sometimes you just want someone to tell you exactly what you need to do, Nothing more, nothing less.

  • Totally fine. The program is tailored to suit everyone. I speak in USD because it is the most globally traded currency, however, I explain what can be applied to which country and the core money frameworks are universal and can be easily adaptable wherever you are.

  • Money Simplified is about making the most of your hard-earned money with the least amount of effort. We cover about passive, automated styles of investing. Individual stocks are a much more active, labor-intensive, and advanced way to invest and whilst I may cover this in future programs, the Money Simplified is about passive, automated styles of investing.

  • It works for individuals, couples and families

  • You could, but it would be VERY COSTLY and if you don't understand what they’re doing with your money, how will you be able to ensure that they’re doing a good job? In this industry, it’s all too easy for money managers to overcharge and not be held accountable, because the vast majority of the population lacks financial literacy.

    Even more than that, most actively managed funds fail to beat the market. Money Simplified shows you how to set up automated, low-risk, low-fee, investments that beat most financial advisors in the long run.

  • Whilst we touch on the basics, there isn’t any overcomplicated or specific tax/accounting stuff in here.

  • I’m not here to take your money! If you’re not completely satisfied with your purchase, contact support@nischa.me within the first 30 days of enrollment for a full refund no questions asked.